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your business, and your employees.

Professional advice and the best consumer protections.

Helping protect families with consumer protections.

Health insurance is more than just a mouse click. Seek professional advice first.

Professional advice with consumer protections.

Get Professional Advice at or NAHU Find an Agent

Finding the right health insurance coverage is more than just a simple mouse click on a website. Health insurance professional can help explain to you the nuances of health plans available in your area. By law only licensed agent can advise consumers about which plans are best to fit their needs. It doesn't cost anymore to seek the advice of a health insurance professional plus they provide additional consumer protections which are not available from Navigators or Counselors. You can find a local certified marketplace agent at or Find an Agent

Affordable Care Act

Individual Shared Responsibly Provisions

Starting on January 1, 2014, each individual must have minimum essential health coverage (known as minimum essential coverage) for each month, qualify for an exemption, or make a payment when filing his or her federal income tax return. It applies to individuals of all ages, including children. Learn more...

Affordable Care Act

Employer Shared Responsibly Provisions

Beginning January 1, 2014 employers must comply with a variety of Employer Shared Responsibility provisions of the Affordable Care Act that may result in significant employer penalties. Only an experienced health insurance professional knowledgeable about the employer shared responsibility provisions of the Affordable Care Act can help with business compliance needs.

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Knowledgeable About the Affordable Care Act

Need help with questions about how the Affordable Care Act will impact you and your business? Find an experienced health professional knowledgeable about the Affordable Care Act.

Learn how you can still get coverage outside open enrollment if you qualify for a Special Enrollment Period.
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Small Business Tax Credit
Learn how a small business can qualify for a small business health insurance tax credit to help pay for your employee's coverage.

Employer Shared Responsibilities
Learn about the latest IRS guidance about the employer shared responsibility provisions of the Affordable Care Act. IRS FAQs.